When time is short or your situation doesn’t fit the banks, The Loan Office can arrange private lending solutions. Private and non-bank lenders are more flexible than traditional banks, and they can approve loans faster.
Our private lending specialists handle complex cases, whether you need a quick bridging loan to buy a new home before selling your old one, construction finance for a development, or funding for a borrower with a unique financial profile.
Our private lending solutions are ideal for
- Buyers lacking a standard deposit or those with credit blemishes.
- Projects requiring higher LVR (loan-to-value) or special collateral.
- Business owners needing fast approvals or unusual terms.
- Investors or developers needing short-term construction or bridging finance.
Private lenders often consider the overall opportunity, not just credit scores. They can approve loans for unique projects (higher LVR, rapid turnaround) that big banks won’t.
With The Loan Office, you get the benefit of fast decision-making, many private loans can be arranged in days, and custom terms to suit your plans.
Our brokers handle the paperwork and negotiate directly, enabling you to obtain funding without the typical bureaucratic delays.
Why Choose The Loan Office for Private Lending?
Fast-track finance
Private loans can be arranged in days, so you won’t miss a settlement deadline or development opportunity.
Flexible, bespoke terms
Are you looking for an interest-only period, a higher loan-to-value ratio, or a low-doc application? We structure loans to suit your specific situation.
Non-bank and specialist networks
We access private lenders that consider the value of your asset or project, not just credit scores, offering solutions when banks say no.
Concierge-style support
Investors or developers needing short-term construction or bridging finance.
From your first enquiry to settlement, you’ll work with one adviser who coordinates everything, keeping the process simple, transparent, and stress-free.
Ready for non-traditional finance?
Contact us to discuss private lending options for your situation
Client Experiences That Speak for Themselves
Thanks Ezabella We didn’t think that it was even possible for us to achieve home ownership at this time. I appreciate that you looked at our circumstances as a holistically and researched options to meet our needs. All while maintaining communication with us every step of the way
The speed at which you work, and the way you are on top of everything. Never felt worried about about anything due to your level of confidence, and ability to sort out issues
Ezabella and Christina were very knowledgeable during my refinancing process and it ran smoothly. They were able to answer all my questions and went over and beyond. Highly recommended.
The constant communication and updates were very reassuring during what is a stressful process. Also, how friendly you are – I feel I gained a friend through the process, not just a broker who wiped their hands of me once settlement had taken place.
Ezabella is a highly skilled and professional broker and has done an excellent job. She created a smooth process, clearly outlining what needs to be done and will be done. I know that Ezabella and her team has worked really hard behind the scenes to ensure deadlines are met with back up plans. As a first home buyer, she has assessed situation and organise a loan that suited me the most. I really appreciate all the help, thank you so much.